Saturday, 25 October 2014

成年人

小时候,或许是姐妹成绩很优秀,在学校总是被其他老师拿来比较,而且出于自己的好胜心,做起事来总会全力以赴,有一种很想要赢的感觉。

记得上了中四在一场西洋象棋半决赛里,遇到了一个棋逢敌手的好对手,各自盘算着要如何将对方的棋子一一迁灭。比赛中不仅仅是在棋艺上较量高低,那限时赛里所给予选手的时间也成为了彼此无形的压力。跟高手过招,每一秒都不能马虎,除了思考的时间必须要快,出手必须要狠而且准确地把主帅打倒,更需要的是配合那面部表情,即便焦虑紧张也要不形于色,要有足够的气势,不停地在心理上给对手施加压力。很幸运地步步逼近总决赛里,还得到全校第二,即便每场比赛心里都倍感压力,手心不停地流汗,但还是得装作若无其事,只因为当你赢了比赛后,会觉得什么都是值得的。

随着年龄不停地增长,那股好胜争强心虽然逐渐退去,然而干起事来还是会认真地拼劲全力。在中六某一个星期六的运动日,运动后闲着无事下起棋来,对手恰好是一个不精棋艺的女生,所以不出两三分钟就直接KO她了。

深感纳闷,只好在旁观棋,让朋友来顶替。或许是他风度翩翩,明眼可以看出他暗地里刻意让棋,而且还失误连连,输了棋局,却赢得美人心。虽说他醉翁之意不在酒,却让我体会了凡事都不能光看表面,而且个人得失的结果也不必看得太重。

再后来来步入了社会,接触了许多人,尝尽了人生百态,于是乎人也开始变得圆滑,变得老练。对于陌生人,你不再轻易地相信,也更为小心地查证。对于一些不想回答的提问,你选择四两拨千斤地移开。遇见阴险狡诈的人,你能够倾听,却不重用。对于一些顽固不灵的人,你软硬兼施,恩威并施。

或许你曾经厌倦这个人心叵测的世界,但是为了自己,家人及战友的利益,你努力争取,绝不轻易妥协。你不再介意别人眼中的自己,为了保护团队的利益,你不惜牺牲,不管是扮演黑脸白脸的角色。仰你不愧于天地,俯你不怍于人心。

犹记得别人说过,人与人之间的相处就像个齿轮般,若不能契合,便是相互磨损。对于朋友家人之间的信任,你毫无保留;对于外人的言词,你则仔细考虑。

偶尔你坦直,偶尔你狭隘,偶尔你沉默,偶尔你身不由己,却也在不知不觉中,成为了你幼时最讨厌的成年人。

Sunday, 19 October 2014

Updates on RP2 AGM

Just 'd been through a low tide of stock market correction for 2 weeks, where most of my growth stocks slumped by almost 20%, translated into a big amount of money losses.

Having said that, it makes me realize the shortcoming of holding too much growth stocks which are sensitive towards the volatility of  market up and down, especially in the last phase this bull market. Some strategies has to be put in place to help safeguarding the entire portfolio from being harmed. I do believe I am always having the great plans that to stick with it in a disciplinary way would be sufficient.

My aim to boost the portfolio managed to a RM 200k level is still far behind the schedule, perhaps I should be more proactive to accelerate the pace on time taken by investors to open their own trading accounts.

While for property updates, I just attended an  AGM held in my third property- Ritze Perdana 2 yesterday, which was an eye opening event to pick up some important notes.

Got to know that the Joint Management Body (JMB) formed by most of the owners in that condominium (8 owners + 1 representative from developer- Usaha Hartamas Sdn Bhd). Out of the 8 owners, 2 of them are residing in that condominium.

There are some impressive efforts taken by the management to improve the monthly maintenance fee collection, by first alarming those residents that are unlikely to make payment within the 14 days grace period from the day of invoice issued, and they have given second reminder to them for their bill exceeding RM 500, the letter of demand will be served afterwards and followed by summon if the residents refuse to perform their duty as part of the community. As a result, the bad debts are mainly recovered and they achieve a collection as high as 92% out of the total maintenance fees, all these are attributed to their effort, not forget to mention their effective system to enhance the collection.

Apart from that, this is my first time to hear that condominium has a practice of adopting audited accounts, which is quite transparent to each resident on how the management spend every single penny wisely to maintain the facilities as well as improving the patrolling and quality of security guards. The management seemed to have great plans using the limited resources to create more value by adding vending machine, car wash, treadmills, etc...It is going to be fantastic as they work out the plans and creating more values for the buyers.

The only issue that worries me should be the on-going litigation case with the developer Usaha Hartamas Sdn Bhd, the claims remained to be the defect not ratified in the condominium, serious leakage in water dam & service charges of operating the car parks. The total claims is around RM 500k, which is not a small amount and I do hope they can reach a settlement earlier to avoid more professional fees spent on litigation.

Also, the proposal of constructing the Damansara-Shah Alam Highway (DASH Highway) would be a great concern to all the residents reside in Damansara Perdana, it would bring more traffics to this area and create more massive jams, that will eventually harm the peace and quiet of this area.

Some follow up meetings will be taken by the JMB with the local government authority to dig out more details about the highway, I believe in the management capabilities to handle the issues softly that will bring benefits to all the residents here. It would still be a great buy after this unforseen circumstance to be eliminated. :)