New Year Resolution: 2014

A quick flash back on Resolution 2013:

a. Resignation of full time job due to constraint in learning exposure -> Changed it since 15 April this year, and got the confirmation earlier than my expectation, the salary has been revised upwards and generally the paycheck is satisfying to sustain the daily living cost. 

b. Invest in 2~3 cash flow real estate -> Manage to get only 1 real estate throughout the year. Result is not meeting the expectation.

c. Invest in stock market with a pool of fund with one of the friend -> A great start by second half of this year, that we started with nothing until managing a fund of 40k, through equity financing and leveraging. Nevertheless, the return is still need time to catch up.

d. Keep my mind open for new knowledge and financial literacy ->Have been gone through a lot on some strategic movement and tactics, gained a holistic view on how to improve the entire stocks performance. In terms of number of books that need to be covered, it is still a shame and extra efforts and diligence to be carried vibrantly .

e. Start a small business -> The plans went up in smoke despite had a lot of discussion on the details and execution plans.

f. Change the electronics like pc, hp (once per 5 years) ->Bought a new cell phone in the beginning of the year, whereas there is no room for laptop or tablet purchase. This plan will be delayed to next year.

g. Get a brand new car -> Delayed the plan to next year.

In a nutshell, Year 2013 is a year of exploring where I spent my time searching for the right path to board, meeting up friends to communicate the thoughts, etc..

Unlike last year, I am not delivering a good result for this year. There are many time wasted on the American seasons, movies and games. Still, I spent some quality time hanging around with like-minded friends, ensure that we stay on the right track and move towards our common goals.

All this while, I am made to believe that be in a right team, catching with the right person, doing the right things will definitely lead us to a right path, I am appreciate that I still have the same thought. We are living in a world of abundance, where everythings is within our reach by just a few clicks resulting from the internet booming, It would be a guilt not to utilize on the resources that is ready available. In the meantime, I am glad that the seeds sowed has been rewarded handsomely, especially the trust earned from my investment partners, my aunts and friends, it would be a strong motivation power to keep me moving forward.

New Year Resolution: 2014

a. Invest in 2~3 cash flow real estate

b. Achieves an investment amount of RM 80k in own portfolio.

c. Keep abreast of my new knowledge comprising financials, travel books, economics, etc.. To at least finish 10 books throughout the year.

d. Launch the stock investment business and 

 push the total funds managed to RM 200k.

Hopefully I can push my net worth to RM 400k by end of year 2014. To me, this will be the last year of the three years that I promised myself to deliver something before entering my career path. Any excuses of reasons would sincerely not be tolerated.

創世紀

行雲千片　悠悠是青天

我共你可以　度過幾個十年

留言一句　人如在身邊

用你的想法　營造經典

我不管　可天昏暗地是變遷

記不清　多少的冷面或勸勉

創造晴天　兌現宏願

來給這世代留念　宇宙懷念

信心不斷　信念長存

讓我家園　心內作興建

那管多少辛酸　已獲勝算

Overdrive

There has been awhile where I disconnected from this blogspot, fortunately I am still can recall the password.

Speaking about the recent election, it has been quite a disappointment for me not being able to vote a government that is free of bribery & corruption, guess all the people are just like me, awaiting for a leader and government with integrity and transparent. Anyway, just avoid talking politics as I am not a good commentator, neither it is a politics blog as well.

It is just about a month after I switched my company, where I am still happen to remain in the corporate finance field, but mainly involve in preparing financial modelling, and sometimes doing some research works, unlike what I actually did in my former company. In fact, it is such a great challenge for me to start fresh using Microsoft Excel and hence mastering this skill is indeed inevitable. Despite some new learning exposure, most of my time are spent on online surfing, reading news & articles, watching video and sometimes window shopping (if my immediate supervisor isn't around), that just help me to kill the time. Guess what, social loafing is the only exceptional case, where I don'y really have people to talk to and lunch with, because of the nature of my job. Don't I always get used to it? I suppose I can address it well, knowing the fact just can't change anything, and I really can't help to put myself living in a world of mine, alone and become a lone wolf, just like old times.

But who cares...It is just a matter of time, as I simply knew that I won't be staying long for this career path, especially being an employee, working 8am to 5pm routinely everyday, it makes no much different as being a beggar, begging for our employer mercy for a pay raise, bonus and allowance. It is just not my style.

I would rather possess own control of my working hours, and I like to contribute myself helping people realizing their dreams, especially to my close friends. Of course, I wouldn't forget  about my goal settings easily, and I will always devote my time on completing it. 

After working for a couple of months, dealing with lawyers, possess the keys, until renovating and furnishing the unit, it has been successfully rented out with a rental of RM 2,000 per month, which is above 9% ROI (return on investment), a sweaty yet rewarding part time investment. From the bottom of my heart, it is just a stepping stone to open my eye to a road not being taken by others, and I l am always glad to step on the path.

It makes me feel fruitful and  fulfilling, both mentally and spiritually, that being able to do the things we are passionate with. Because of this reason, it drives me moving with a fast pace, not only enjoy along the path till attain the goal, more importantly it grows me up, where I forced to pick up the technical stuffs that I dislike to do, such as paint the wall, install the wooden tables & chairs, etc...What I can tell is you generally have no idea how far you can go until the moment you make up your mind to do it well, to make it a success one.

Time is always short, especially when I am not sitting in front of my work cubicle, dressing and acting like a corporate financier to perform my full time job (LOL!!!) It is somehow sarcastic that I barely left with no choice but to embark on this career, where I can keep abreast of the knowledge whenever I gain any free time.

While not losing the hope, I faithfully push myself to move on, that it is so convinced that my dream of developing a land of homes and hopes, shall not be falling apart. All I want to shout out loud is "MY PASSION, MY DREAM"